PROVIDE FREE FINANCIAL WELLNESS PROGRAM FOR YOUR EMPLOYEES
When employees are financially stressed, then their productivity at work is affected.
By offering a free financial wellness program to your employees, you are helping your workers become happier and more productive. There is no cost to you or your employees. The cost to them is time devoted to learning the roadmap to financial independence and the commitment to follow it.
By offering a free financial wellness program to your employees, you are helping your workers become happier and more productive. There is no cost to you or your employees. The cost to them is time devoted to learning the roadmap to financial independence and the commitment to follow it.
WHAT IS THE ROADMAP TO FINANCIAL WELLNESS?
This easy to follow roadmap provides definitive timelines for paying off debt. While some financial “gurus” will advise you to stop going to Starbucks and cut up your credit cards, there is a way to do this without having to make drastic lifestyle changes (I love my caramel macchiatos too much). By redirecting inefficient use of current income, employees won’t be spending any additional money than they are now.
WHAT WILL YOUR EMPLOYEES LEARN?
How to eliminate all debt including mortgage in nine years or less, without spending any additional money than they are spending now.
Interest we pay on debt is one of the main wealth killers as we transfer much of our earnings to banks and credit card companies in the form of interest payments. Mistakenly, many people believe their low interest mortgage is a great deal. However, by looking at an amortization schedule we see that we are paying a tremendous amount of interest on this loan. Figuring the actual interest rate that we are paying, we find out the true interest rate is really 60% - 70% in the early years of the mortgage. In fact, we don’t realize that 4 or 5% rate until typically the final year of the loan. Although mortgage interest is deductible (up to a maximum amount now), most people are not using this tax savings to pay off debt or fund their retirement accounts.
By eliminating all debt, employees can redirect that money into their retirement plan. They will still have deductible mortgage interest until the mortgage is eliminated, but they will decrease the overall interest amount they pay significantly. If they are having trouble saving for retirement now, imagine being able to redirect the (insert total monthly debt payments they are now paying here) and savings of future interest payments into their retirement plan.
In addition to eliminating debt, your employees will learn to avoid borrowing from the bank and credit card companies and start a self-financing program that does not require a credit check or other lender restrictions when they need to make a purchase. They will learn to use every dollar in their plan twice. Yes, you read that correctly. They will be using one of the secrets in banking and learn to leverage every dollar in their self-financing plan twice (banks are allowed to leverage several times over).
This is a tried and true program with over ten years of success and hundreds of thousands in interest payment savings.
Interest we pay on debt is one of the main wealth killers as we transfer much of our earnings to banks and credit card companies in the form of interest payments. Mistakenly, many people believe their low interest mortgage is a great deal. However, by looking at an amortization schedule we see that we are paying a tremendous amount of interest on this loan. Figuring the actual interest rate that we are paying, we find out the true interest rate is really 60% - 70% in the early years of the mortgage. In fact, we don’t realize that 4 or 5% rate until typically the final year of the loan. Although mortgage interest is deductible (up to a maximum amount now), most people are not using this tax savings to pay off debt or fund their retirement accounts.
By eliminating all debt, employees can redirect that money into their retirement plan. They will still have deductible mortgage interest until the mortgage is eliminated, but they will decrease the overall interest amount they pay significantly. If they are having trouble saving for retirement now, imagine being able to redirect the (insert total monthly debt payments they are now paying here) and savings of future interest payments into their retirement plan.
In addition to eliminating debt, your employees will learn to avoid borrowing from the bank and credit card companies and start a self-financing program that does not require a credit check or other lender restrictions when they need to make a purchase. They will learn to use every dollar in their plan twice. Yes, you read that correctly. They will be using one of the secrets in banking and learn to leverage every dollar in their self-financing plan twice (banks are allowed to leverage several times over).
This is a tried and true program with over ten years of success and hundreds of thousands in interest payment savings.